SEC

Investment Risk Warning and Financial Disclaimer

Be Wealthy & Smart™, LindaPJones.com and globalinstituteofwealthforwomen.com, is a publisher and provides educational services (the “Services”). In using the services and this site, you understand that no content that is published as part of the Services constitutes a recommendation that any particular investment, security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of the creators or providers of our Services or their affiliates will advise You personally concerning the nature, potential, value or suitability of any particular investment, security, portfolio of securities, transaction, investment strategy or other matter. Accordingly, do not attempt to contact them seeking personalized investment advice, which they cannot provide.

We do not invest money or act as a financial advisor to clients or accept investment commissions or fees.  We provide educational and publishing services only. You accept all liability resulting from your investment decisions. Financial investing is a speculative, high-risk activity. No offers to buy or sell any security are being made on this Web site or any printed or electronic materials provided by us.

You understand that the views expressed in the Services are the authors’ own opinions. The Services may contain opinions from time to time with regard to securities mentioned in other Services, and that those opinions may be different from those obtained by using another portion of the Services. Past results are not necessarily indicative of future performance.

THERE ARE NO ASSURANCES THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INVESTMENT EARNINGS, OR OTHER INFORMATION, ARE TO BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS. FINANCIAL INVESTMENTS ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED ON OUR SITE, OUR INFORMATION OR OTHERWISE, SHOULD ONLY BE DONE WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL. ONLY RISK CAPITAL SHOULD BE USED IN YOUR INVESTMENTS.

USERS OF OUR SERVICES AND WEB SITE ARE ADVISED TO, AND SHOULD DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS AND FINANCIAL DECISIONS AND ALL INFORMATION, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. PRIOR TO RELYING ON ANY OF THE INFORMATION AND SERVICES ON THIS WEB SITE, THEY SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, WITH AN INDEPENDENT QUALIFIED PROFESSIONAL OF YOUR OWN CHOOSING, BEFORE REACHING A BUSINESS AND/OR FINANCIAL INVESTMENT DECISION.

YOU AGREE THAT WE ARE NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY US, OUR COMPANY OR SERVICES.

There is a substantial risk of loss associated with any trading and financial investment markets. Financial investment losses can and will occur. No financial investment system exists that can guarantee investment profits and protection from losses.

All information, opinions, news, research, analyses, prices, commentary, or other content contained on this website is only for educational and informational purposes and does not constitute investment advice. Although we have taken reasonable measures to ensure the accuracy of the information on this website we are not liable for any errors or loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on said information. The content on this website is subject to change at any time without notice.

The Commodity Futures Trading Commission (CFTC)
CFTC RULE 4.41

How risk affects your returns

Commodity Trading Involves Substantial Risk of Loss Your returns may change radically at any time because futures and options are subject, by nature, to abrupt changes in price. Commodity prices are volatile because they respond to many unpredictable factors: weather, labor strikes, inflation, foreign exchange rates, government monetary policies, etc. And, in an individual account, because your position in futures and options is leveraged, even a small move against your position may result in a large loss, including the loss of your entire initial margin payment and liability for additional losses. The same risk of loss applies to a commodity pool, but your loss may be limited to the amount of your investment.

Futures and option trading is inherently complex and risky, and it is not appropriate for all investors. You should know how much you potentially can lose and honestly evaluate if you can afford to lose it in view of your financial resources and investment goals. You should share your conclusions with your broker.

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OROVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT.

To the extent any of our Services involves a model portfolio or an actual portfolio of investments, as described below, such portfolio of investments is chosen by the author in accordance with their stated investment strategy. Your actual results may differ from results reported for the portfolio for many reasons, including, without limitation:

  • Performance results for the portfolio do not reflect actual trading commissions that You may incur;
  • Performance results for the portfolio do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect Your results;
  • The investments chosen for the portfolio may be volatile.  Server, delivery delays and other factors may cause the price You obtain to differ substantially from the price at the time of the alert;
  • The prices of investments in the portfolio at the point in time Prices may be higher than such prices at the time such investments were chosen for inclusion in the portfolio;
  • You may not have the capital to trade as frequently as the portfolio;
  • The size and timing of your purchase or sale of a stock may affect the price of the stock.

NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN. DO NOT RISK ANY MONEY YOU CANNOT AFFORD TO LOSE.

California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 400 R Street, Suite 1080, Sacramento, CA 95814, or by telephone at (916) 445-1254 or (800) 952-5210.