It’s been a tough road for investors to build wealth lately. The housing market has had steep declines, interest rates are low, and bonds and CD’s hardly pay any interest. The stock market has been rebounding, but you may be sitting in cash, waiting for an ‘ALL CLEAR’ signal – that it’s time to invest without risk – and that won’t ever appear.
Are you getting close to retirement and wondering what to do?
Should you buy real estate and rent it out, hoping it will eventually grow in value?
Should you unload the real estate you have and downsize?
Should you try to get comfortable with the stock market and be your own financial advisor?
Should you start a business or ramp up your current business so you have more income?
It’s puzzling because things have changed and a dramatic shift of wealth has begun. Everything that seemed familiar before has changed. For example, for many years bonds (which are IOU’s from companies, governments, or municipalities who borrow your money and pay you back with interest) were considered “safe” because they were stable, rates were decent, and the principal value went up as interest rates declined over the last 30 years.
That was the “frame” or trend they were a part of and lower inflation and lower interest mean high “real” interest rates – a nice cushion over the inflation rate.
But now as interest rates have bottomed and may be starting a new 30 year cycle of increasing rates, and we are in a real inflation rate of 10% (when you add back food and energy to the government calculations), bonds likely are in a vulnerable place going forward. They lose money as interest rates rise and they lose purchasing power with higher inflation, decreasing what you can afford to buy with your income.
Even the largest bond manager in the world, Bill Gross from PIMCO, is negative on new bond purchases and suggests investors buy commodities – things that are tangible and come from the ground like precious metals, energy, agriculture, and farmland. He sees the long-term trend we’re headed for and how negative that can be for bond valuations and income streams.
The wealth transfer is underway – from what WAS the trend (paper assets like stocks, bonds, CDs, annuities) to the new trend – commodities. Within commodities, precious metals have been the best performing trend for the last 12 years and have perhaps 6 to 8 more years to go.
Are you on board yet? Or are you going to let the potential wealth you could accumulate for yourself pass you by because you’re still thinking of making money the way it used to be made? Are you seeing the trend where we are, and where we’re going, and seeing what’s possible or are you looking in the rear view mirror?
Do you realize how much potential there is to accumulate wealth now, not simply because of this trend, but because it is intersecting with a worldwide change in currency (especially the dollar) values? How would you like to be investing in the right place at the right time and benefit from a worldwide bubble that might be larger than the tech bubble and real estate bubble combined?
With literally TRILLIONS of US Dollars and Euros having been created in the last few years creating deficits that can never be repaid, a unique opportunity to build wealth exists. Yes, in commodities.
The currency devaluations will also benefit commodities, because commodities are tangible assets in strictly limited supply. Currencies are simply paper money printed on a massive scale and without limit – and more currency has been printed in the last 5 years than in the entire history of our country combined (yes more than WWI, WWII, Vietnam, and Iraq COMBINED). When paper money loses more value – and it will – people will want to trade it for assets in limited quantities to protect the value of their money and their purchasing power from diminishing.
You’ve got to really understand this and know what to do and what not to do. It took me 3 years and thousands of dollars to research it and find out what billionaires already know. I’ve planned 3 days to show you exactly what you need to know and how to get on the right side of the wealth transfer: http://lindapjones.com/wealthyonpurpose
Most people are parked in bonds and cash – exactly the places that will suffer the most. This is the time to understand what’s going on so that you can benefit like the billionaires are planning to – and create your personal wealth and financial freedom! http://lindapjones.com/wealthyonpurpose.